ARE YOU AN ACCOUNTANT...
Ready to Buy Your First Home?
Here's what the banks won't tell you.
Cut through the confusion. Save thousands. And get approved with confidence!
Everything you need to know about buying your first home
👆watch this free video to learn
- How lenders really assess accountants
- Why two banks can give you two totally different outcomes - for the same loan!
- How to avoid paying $10,000 - $30,000 in Lenders Mortgage Insurance (LMI)
- Government support programs most first-home buyers overlook
- Real case studies showing how small tweaks saved tens of thousands
- The truth about serviceability and how to maximise your borrowing power
Here at Link Wealth Finance, we are always acting with your best interest in mind and are committed to finding the perfect loan for your needs.
why you shouldn't just "walk into a bank"
Most first-home buyers assume the bank is the best place to start. But here's what they don't tell you:
❌ You're judged by a single set of rigid rules. Each bank has its own internal policies - and they vary a lot. One lender might decline your loan while another will offer you a great deal. Crazy, right?
❌ You might be paying for insurance you don't need. If you have less than 20% deposit, banks automatically charge you Lenders Mortgage Insurance!
❌
They don't explain how to improve your chances. Banks won't help you fix what's holding you back. If your serviceability is borderline and your savings structure isn't ideal, then guess what? They'll just say no.
Why you need a mortgage broker (especially if you're an accountant)
There’s a reason why more than 70% of Australians now use mortgage brokers instead of going straight to the bank.
✅
Smarter strategies tailored to you and done for you. We look at your full financial picture - not just what's on paper - and help you structure your application to suit lender requirements.
✅ Access to multiple lenders, not just one. At Link Wealth Finance, we have access to over 70 lenders! We compare them across the market - banks, credit unions, and specialist lenders - to find the BEST fit for you.
✅ Professional benefits banks won't offer upfront. As a CPA or CA, some lenders may waive LMI, offer lower interest rates or even let you borrow more - but only if you go through the right channels.
✅ Finally, and most importantly, we help you save
THOUSANDS on costs you didn't even know existed. We'll help you reduce unnecessary fees, access government incentives, and avoid hidden traps in the loan process.
ready to make your first home happen?
Speak to a Senior Mortgage Broker who specialises in helping accountants. Whether you're just getting started or ready to buy, we'll show you:
- What you can borrow based on your actual income
- If you qualify for LMI waivers or any government support
- How to best structure your loan for long-term savings
Book your FREE 15-minute strategy call
✅ No obligation
✅ 100% tailored to your financial situation
✅ Speak with a real expert, not a bank salesperson that doesn't care about you!
P.S. Yep, working with us is completely free. No catch, no fine print, no awkward "surprise" invoices. We get paid by the lender, not by you.
Think of us as your
home loan wingman: here to get you the best deal, do the heavy lifting, and make you look good to the banks.
The cost of going it alone?
🥲Missing out on thousands in savings (like waived LMI)
😥Getting stuck with a higher interest rate for years
😭Making decisions based on outdated or incomplete advice
Avoid these home loan traps with expert help today!
HAVE QUESTIONS? WE HAVE ANSWERS
Getting a home loan is an important decision. We want to make sure you are as educated as possible before you make your application!
How much can I borrow for my first home, and how is it calculated?
I assess your borrowing capacity based on several key factors, including your income, employment status, monthly expenses, existing debts, credit score, and your deposit amount. Every lender uses slightly different criteria, so I compare your options across multiple institutions to find the most suitable fit for your situation.
If you'd like a personalised estimate, I recommend booking a quick 15 minute call so I can walk you through the process!
What types of loans are available to me as a first-time buyer, and which one is best?
There are several loan options available to first-time buyers, including variable-rate loans, fixed-rate loans, split loans, low-deposit options, and government-supported products like the First Home Guarantee. The best choice depends on your financial goals, risk comfort, and future plans.
I take the time to understand your situation and explain the pros and cons of each option simply. If you're unsure where to start, let’s have a chat and I’ll guide you through what works best for you.
What costs should I be aware of beyond the deposit?
Buying your first home involves more than just saving for the deposit. Additional costs can include:
- Stamp duty (although you may be eligible for concessions as a first-home buyer)
- Lenders Mortgage Insurance (LMI) if your deposit is under 20%
- Legal or conveyancing fees
- Building and pest inspections
- Loan application or settlement fees
- Ongoing property costs like council rates and strata fees
I’ll help you factor in all these costs upfront so there are no surprises along the way.
How does pre-approval work, and should I get it before house hunting?
Pre-approval is essentially a lender's indication of how much they’re willing to lend you based on your current financial situation. It’s not a formal guarantee, but it shows real estate agents and sellers that you’re serious and prepared.
It’s a smart move to get pre-approved before you start seriously looking at properties. I can walk you through the process and handle the paperwork so you’re in a strong position from day one.
I'm not ready to buy a property yet but I am thinking about it.
No problem at all. Getting started early is a smart move.
House hunting and securing a loan can be a complex and time-consuming process, so having a clear plan - even if you're 6 to 12 months away - can make all the difference.
It’s absolutely worthwhile to have a chat with us now, so we can help you prepare, answer your questions, and set you up for success when the time is right.
